Loss Aversion and Switching Your Career in Your Thirties

Are you familiar with the phenomenon of loss aversion? Basically, it’s a proven psychological principle that people have a tendency to strongly prefer avoiding losses to acquiring gains. It’s been shown that the desire to avoid losses is nearly twice as strong as acquiring gains. This explains why people hold onto tanking stocks even though all indications say to “sell!” It’s also probably why we often get stuck in a fear based mindset as opposed to an abundance based one.

I was thinking about this idea today in terms of switching careers. I’m in a funny/ambivalent spot myself, because I’m pursuing screenwriting but I also crave stability and consistent growth, which I don’t think this career can give me. So I have been wondering lately – what’s stronger – my desire to keep pursuing dramatic writing OR my desire for stability and consistent career growth?

I started thinking about perhaps I’m afraid that by starting a new path – at almost 33 years old – I will have “wasted” all the time. Is this simply loss aversion coming into play?

This article, The Big Reason It Might Be Time To Quit Your Job has some enlightening statistics about people who switch their jobs. Only 23% of people said they could easily switch careers.

Do you think you could switch careers at this point in your life? What would be the factors you would consider? How much of a salary cut would you take?

Power Tripping in Your Thirties

Do you remember having a crazy boss when you were younger? Or being new to a job and feeling powerless and lost? Was there a time when you looked around at coworkers for advice and assistance?

I’ve been through this multiple times, because, as a self-employed individual, my jobs are always revolving. I’ve been in “management” positions, team positions, and semi-employee positions. I remember being new to jobs and looking up to fellow coworkers for advice. Sometimes I knew that I should ask questions and felt too timid. Other times I was possibly too loud while feeling things out.

I see the power shifting of job positions all the time. It’s especially interesting in my field because someone who was the “manager” yesterday could simply be part of the team today. Leaders become followers become leaders all the time where I work. I find it’s very important to both be able to take direction as a “team member” and also to stay humble in leadership positions.

But I see power being abused all the time by people in leadership positions. People roll their eyes when ‘newbies’ make mistakes. People boss others around when there are way better ways to communicate. It’s easy to forget what it’s like to be new to a job and extremely confused.

Perhaps you’re in a leadership position at your job now that you’re in your thirties. Maybe you’re at the top of a ladder you climbed all throughout your twenties- an expert in your field. Try to remember what it was like when you were at the very beginning of your career climb. Keep your roots close to your heart.

Of course, I’ve also seen ‘new’ people disrespect those in authority, or not be able to take direction well. And of course, that doesn’t help them gain any favors from those in power.

However, once you climb close to the top, stay humble and simply empathize and help those around you with their own climb. Try not to power trip even though it may feel good to do so. Know that one day those ‘newbies’ you now have power over may end up in a position of power above you.

I've done some really wild gigs that would've been a lot harder if I had a power tripping manager on my case...

I’ve had some really wild gigs that would’ve been a lot harder if I had a power tripping manager on my case…

Is Your Job Suited to Your Personality?

Have you taken the Myers-Briggs personality test? It’s considered one of the top personality questionnaires available, and it measures how people perceive the world and make decisions. You can take the test on lots of different websites, but I recommend 16 Personalities. It’s completely free and the test takes about twelve minutes to complete.

I discovered that I was an INFP, an introvert, intuitive, feeling and perceiving person. When I read the description, I was pretty amazed at how accurate it seemed. I am an idealist who lives very internally. I avoid conflict, and I don’t give myself enough credit for accomplishments (though I’m kind of giving myself credit now, aren’t I?).

Once I dove deeper into resources surrounding the findings of the Myers-Briggs, I discovered a host of websites catering to specific personality types. There’s a ton of crappy SEO content websites, but some sites are actually very informative. In particular, there are a ton of great resources for finding jobs suited to your personality. I came across this awesome info graphic about which jobs are best suited for different personalities.

The best job fits for me are: author/writer and counseling/social services work. This is pretty accurate, considering I’m a writer now and I’ve always thought if I wasn’t pursuing writing, I’d probably be getting my Masters in Social Work or Psychology. And hey, I still might.

Take the test if you haven’t already. And if you have, check out the personality types. Does your position match your personality?

If Your Job Sucks Right Now, Read This…

Stuck in a crappy work situation? Feel either completely stressed out or in a job that you have zero passion for? Well, here’s the good news. You’re not alone. Apparently, this may be typical for thirty-somethings. According to new research, people in their late 20s to early 40s report lower levels of job satisfaction and higher levels of emotional exhaustion than other age groups.

The reasons for this have been hypothesized here, and may be 1) Social support at work is less because people are competing for higher level jobs. Additionally, when you’re younger you want to have more of a social network at work, but you don’t seek it out as much when you’re older because you possibly have a family and children and other social networks to maintain. 2) Many people in their thirties also have caregiving support to give at home, and thus less downtime for themselves.

While you could wait it out until your 50s (the decade when people reported highest job satisfaction), maybe it’s best to find a way to make your job more accommodating to your shifting life demands.

A lot of my friends have asked for flexible working schedules – they work from home 1 or 2 days a week, or they have a part-time schedule with freelance work.

And if it’s just that you find yourself in a job you hate, it’s time to re-evaluate. Life is too short to spend your hours miserable. Here’s a list of signs that it might be time to quit your job.

Some Advice on Living Your 30s Well

So true confession. I’m PMS’ing this week. Which for me means that I’m a bit cranky and craving salty foods. And also, those hormones knock my self-esteem down a notch and lead me into funny (in hindsight!), internet rabbit holes. I do random google searching about how I feel, with the goal normally being for me to feel like I’m not alone – that other folks feel the same way I do.

Tonight I googled “thirties and feel lost.” After reading Laura’s post from yesterday, I started thinking about how someone once told me that the chances of my career choice (screenwriting) being successful was like “winning the lotto.” Thinking back on that, what a crappy and mean thing to say! In my low moments, I wonder if he was right. What if I can never monetize my writing? I’ve managed to make money copywriting and writing for corporations but that’s not my goal – I want to write for films and TV. So anyway, I started to think worst-case scenario, what would I do to make money? And that’s when I googled “thirties and feel lost” and this particular Metafilter thread came up, What Do You Wish You Did in Your 30s.

In the thread, lots of 40 and 50-somethings wrote in about the regrets of their 30s. And it was somewhat uplifting. and inspiring, so I thought I’d share some of the thoughts here.

One woman wrote:

I would have divorced my first husband sooner, because I would have somehow woken up to how I was riding a wave of denial through my own life.

I would have spent way more time creating stuff (writing, acting, making art), because even if it had been shit, I’d have been that much more practiced now in my 40s.

I would have spent more time seeking out new and maintaining my existing female friendships (I’m a woman), because that kind of bond is crucial to my well being.

I would have spent those 10 years exercising, instead of taking up weightlifting at age 39 and finally honing and actually feeling my own strength.

I would have cut the few truly toxic people out of my life sooner, including my own mother.

Having said all this, I don’t have any regrets. I only look forward.
posted by ImproviseOrDie at 2:22 PM on February 18, 2014 [8 favorites]

I liked this one a lot:

Choose the happier choice instead of the, seemingly, right choice.
posted by jennstra at 4:59 PM on February 18, 2014 [2 favorites]

Many people talked about saving money. I’m sure Laura would appreciate that 🙂

If you haven’t done it already, make sure you get on top of your retirement savings (getting any matching funds you’re entitled to in your 401k, maxing out a Roth IRA, etc). It’s hard to make up for the loss of compound interest the longer you wait to get your accounts in order.
posted by bcwinters at 1:54 PM on February 18, 2014 [9 favorites]

Can You Monetize It?

My background is in theater. I was a drama major in college who started out as an actor and quickly discovered that I also loved to direct.

After I graduated, I went in search of lots of theater to work on. I quickly found myself directing friends’ plays and also acting in plays for theater festivals and readings all over the city. I was proud of my efforts, even when they took up all my time and didn’t pay anything. Sometimes I would get what’s called a ‘stipend,’ which is a small amount of honorary money for my time and effort. Usually, no money would be involved at all- other than the money I spent out of my own pocket on the production.  I balanced my paying job (working tradeshows) with working on as much theater as I could fit into the crevices of my time off.

Sometimes I would turn down paid tradeshow work because I was in the middle of rehearsals for a production I was directing. The irony of this is that I could sometimes make the equivalent of my entire directors stipend in one day of work at my ‘real job.’

But I found it hard to prioritize tradeshows because theater was my ‘true passion’ and what I ‘really did’…tradeshow work was just a filler job. Theater became this magical universe where being paid a decent rate for your time became something of a joke, and everyone just moaned ‘there’s no money in theater, we need donations’ and continued on.

n the dressing room before a show..I'm not exactly sure what we were doing here.

In the dressing room before a show..I’m not exactly sure what we’re doing here, but bananas were definitely involved.

Then there came a time a few years ago where I reached my breaking point. I needed to put more money towards my student loans and stop turning down paid work. I couldn’t work for free anymore. So I took a hiatus from theater. The hiatus has been going on for about 2 years now…in fact, I’m still on that hiatus.

Amazingly, I’ve been pretty happy during this time off. I still co-run a theater company, so I keep a bit of theater in my life, and I’ve been able to work as much as I can and not double book paid jobs with unpaid rehearsals. I really enjoy my career in tradeshows, so I’m happily going through my days. Things are good, but I sometimes wonder about my real passion.

Now that I’m thirty, I’ve been thinking a lot about paid ‘filler’ work versus unpaid passions. There are so many options here. I kind of turned my ‘filler’ work into my main work, but I could have attempted to monetize my passion. Contrary to what I might have you believe from this post, there are people making some money from theater or theatrical work. And there are lots of people who work on all sorts of passion projects that can be monetized, but haven’t been monetarily figured out yet.

Then there are other friends of mine who know there’s very little money in their passion projects, but are okay with that. When I asked my friend how he replies to people who question his choice to be a playwright even though there’s just about no money in it, he inspired me. He said, “I tell them that I’ve worked lots of jobs that paid me tons of money and none of them made me as happy as I am writing plays. Not everything is about money.”

There’s a lot to think about here.

What If I Lived Nowhere?

The Detroit Auto Show is going well…I’m more than halfway through working it. When I return from the show, I’ll have 2 days off in New York and then will leave again for a 10 day show in Philadelphia. When I return from that, I’ll leave again for a 10+ day show in Chicago…and so on and so forth.

I travel a lot for work. I work as a professional speaker and product specialist at tradeshows, conventions and auto shows. I used to think I’d simply book work in New York, and then that expanded to simply booking work in the Northeast, then the East coast, then the entirety of America, and then I even began to occasionally book international work.

The blog I used to write before this one was a blog about travel. I enjoyed traveling for work and sharing tips and tricks about how to travel easier, smoother, and cheaper. Travel is so innately built into my life- I can’t really do my job without it- that it has also accidentally become a major part of my identity.

2007-12-31 23.00.00-122

So after my ex-boyfriend and I broke up last summer, I thought about living nowhere. It seemed like the absolute right thing for me to do at the absolute right time. It seemed to fit perfectly with who I am. I’m away from home so much anyway that it seemed pointless to pay rent every month. And I even considered blogging about my future nomadic living experience. I actually see a lot of travel bloggers of all ages living nowhere- they put their stuff in storage and just travel for a year or more. Sometimes it’s simply cheaper for them to travel the world than to stay in their city and pay the exorbitant rent prices (cough NYC cough SF cough).

Since I’m thirty, it seemed a bit late to start such a major lifestyle change (complete nomad seemed more of a twenties thing to do), but I was ready for some major changes. It seemed like the right time to live nowhere if I was going to live nowhere.

A few of my coworkers at tradeshows/auto shows were already living the nomadic lifestyle and just traveled from show to show without having any kind of home base. They would occasionally crash on friends’ couches and/or with their parents between shows. Or they’d use their numerous hotel points to practically live at the Hilton or the Marriott. It sounded like a fascinating, yet exhausting, life.

Yet after careful consideration, the exhausting part of it led me in search of a nice, peaceful apartment in New York to call home. Some soul searching lead me to the realization that the glamour of living nowhere didn’t hold a candle to a space that’s all mine.

And I thought about something one of my friends said as I had been weighing my options: “you call living nowhere the ‘nomadic lifestyle’ but some just call it ‘homeless.”

Touché.

I love my new little Queens apartment and cannot be happier. Even though I have to pay rent for it every month. Even though I’m not there right now. Just knowing I have a place to call home lends weight to my otherwise very up in the air lifestyle.

Sometimes something may seem like the absolute right thing to do at the absolute right time. But it may not actually be the right thing at all.

Other computer 2278

What To Do With A 401K From Your Old Job

Since you’re in your thirties, or almost there, I’m going to take a guess and say that you’ve probably changed jobs at least once.

In fact, it’s likely that  you’ve changed jobs multiple times.

So what did you do with the 401ks from your old jobs? Did you even have one then?

When I was looking into this (because I’ve gotten this 401k question a lot), I noticed that not only did many people not know what to do with their old 401ks, many of them didn’t know how to FIND them..or they didn’t know whether they had a 401k with their former job in the first place. 

So first things first: let’s start with what to do with a 401k at an old job when you know where it is and that it exists. Basically, there are 4 options:

1. Leave the 401k where it is (with the old job.)

2. Roll the money into your current job’s 401k

3. Roll the money into an IRA

4. Take the money and run.

I’m going to start with a warning: please don’t do the last one! DO NOT take the money and run!!! It’s a really bad idea, and will cost you a ton of money to do so! If you pull the money out of an old 401k before age 55 (retirement age for 401ks), two things will happen: 1. You’ll be hit with a 10% penalty!! 2. You’ll have to pay taxes on all the money as if it was regular income (which it is)! Just don’t do it! My research found that 25% of people choose this option…don’t be one of them! Anyway, that’s my two cents on that choice.

So now you have three choices left. All of these choices are pretty good- it really depends on what you want.

Two of the choices may not be an option:

1. You may not even be able to roll your money into your current employer’s 401k plan. You’ll have to check with them and see.

2. If you have less than $5000 in an old 401k, your old employer may not let you keep the money there anyway.

So, if you’re looking to have all your accounts in one place and less hassle with paperwork, I’d recommend either rolling your old 401k account into your new 401k account (if your new job allows you to do that), or consolidating everything into a rollover IRA.

But if you’re looking for the best possible investment options and don’t care about the hassle of paperwork from multiple accounts, you’ll have to do a little research. Here’s what you should be thinking about: 

a)Sometimes the 401k at your old job has some special investment options (like company stock) that you can’t get in an IRA.

b) A 401k offers slightly more protection from creditors in certain states.

c) You can withdraw from a 401k penalty free at age 55, but you can’t withdraw from an IRA until age 59.5 without a fee.

So if you have great old company stock or are really worried about creditors or really want to retire by 55, you may want to leave your money alone in the old 401k or roll into the new one (if possible).

But generally, rolling your old 401k into a Rollover IRA is the simplest and most cost-effective way to go. 

Here’s how to set up and roll your old 401k into a Rollover IRA and get started at Vanguard. 

Here’s how to set up and roll your old 401k into a Rollover IRA and get started at Fidelity.

Now, if your 401k is lost or you aren’t sure whether you even have old 401ks lying around from old jobs, see the awesome 401k helpcenter I found!

Hope this helps! I know that’s a lot of info if you’re unfamiliar with IRAs and 401Ks so, as always, let me know if you have any questions or anything to add! Thanks!

Do not take the money and run. You won't be able to hide...the IRS will find you and tax you on it...and take away 10% of it...

Do not take the money and run. You won’t be able to hide…the IRS will find you. And tax you…

Growing Up and Aging Anxiety

I’m not ashamed to admit that my favorite magazines are Real Simple and O Magazine.  They’re inspiring and have good recipes and life hacking/efficiency ideas to boot. (Am I a middle aged woman at heart? Perhaps.) While I miss the days of Jane and Sassy, most “women’s” magazines now kind of suck. Instead of creating content for the readers, the writers in beauty editorial seem to work for the PR departments of major beauty brands who push them to advertise their products.

Anyway, I came across a quote I loved in January’s issue of O Magazine (the one with the very clearly photoshopped image of a lion and Oprah on the cover.) There’s a great article by writer Amy Maclin titled  “Educating Amy,” about her experiences with self-help seminars and programs. In the article she talks about the aging anxiety she experienced in her 40s. There was one line that deeply resonated with me. She writes,“I still hadn’t grown up, and yet I was growing old.” 

Have you ever felt that way? I have! I mean, I’m only 32, but I still feel at times like I’m either A) an insecure teenager, B) A wildly optimistic kid, C) an overly cerebral college junior, D) None of the above but clearly not a bonafide ‘adult.’

Maybe the answer to this aging anxiety is that we need to shift our ideas of what “growing up” means. Or maybe there’s really no such thing as “growing up” at all.

Here’s to Consistently Improving in 2015!

Happy New Year! I hope your first day of 2015 felt like the start to an auspicious year. Today I relaxed with my dude and watched some of my favorite TV shows, worked a bit on some projects, and also fit in a hike in Rustic Canyon here in LA. This was where, after huffing and puffing my way up a series of stairs, I discovered that I am ridiculously unfit and clearly need to add cardio to my New Year’s resolutions.

Whatever your personal hopes for the New Year may be, I want you to go easy on yourself. Big changes happen with tiny steps. I believe that we undervalue tiny changes. When we see people transform their lives on shows like The Biggest Loser or Extreme Makeover, the transformations happen in these huge “all or nothing” ways. We’re bombarded with the message that if our life changes aren’t big and sweeping, then they aren’t going to be effective.

But that’s a crock of sh**! Even five minutes a day of a new habit adds up. I became a writer through 20 minutes of writing a day. Years ago, I remember telling Laura I was going to devote myself to 20 minutes a day of putting words on a page. I did it. And honestly, I got a TON DONE. Way more than I ever thought. That’s how I wrote my first major play.

Now I write a lot more than that, but even more important – I write nearly every day. Whether it’s more outlining than actual writing, I’m usually at work on some project. Even writing for this blog counts. But it all began with 20 minutes a day.

And even 20 minutes can be a lot. So why not start with 5 minutes a day of whatever it is you want to accomplish? Establishing a new habit is very much about creating mental (or actual physical) muscle memory. It’s also about consistency. Doing something everyday is way more important than doing it intensively once in a awhile.

So here’s to tiny changes! Or, as Richard Dreyfuss’ character says in the comedy classic “What About Bob,” Baby Steps...

Do you consider the “emotional payoff” of your goals?

The thirties are a decade I like to call the “striving decade.” We’re all pushing forward to accomplish things – to move up the career ladder, to find a life partner, to have children, to completely switch careers, etc. We have goals and they seem like they exist in a pressure cooker (at least for me, they do.) As an article in Jezebel once said, the 30’s are the “do or die decade.” (In our minds, at least.)

I recently was reading an article about OCD sufferers in Real Simple, and the therapists talked about how they coached their clients through their OCD affliction. They mentioned something that I found fascinating. It’s the idea of emotional payoffs from goals.

When we set goals for yourself, how often do you think how you want to feel after you’ve accomplished the goal? I realized that I rarely do.  Or if I do, it’s a very vague sense of “Oh, I’ll be so much happier once I’ve gotten a job in a writer’s room on a TV show.” But that’s not enough. You have to specifically identify the emotions. In this instance, the emotional payoff I want from that job is to feel like I’m using my best skills in a job, happy because I’m exercising my creative muscles, and content to be around like-minded people.

This idea of emotional payoff from goals could explain why a lot of people wake up one day and realize they’ve accomplished a lot, but still feel empty. And you begin to get that feeling that nothing you do will be enough.

So the key question to ask when you’re setting those New Year’s Resolutions is:

What emotions do you want to feel when you attain a goal? 

Best Things About Being In Your 30s- The Lists

Ah, the ubiquity of Buzzfeed lists…love ’em or hate ’em, they’re all over Facebook and Twitter, and links to them seem to pop up everywhere. But are Buzzfeed lists (or lists along those lines) just click bait, or can they actually tell us something about our lives?

Jane and I are always looking for lists of descriptive thirties traits, findings and meanings- anything thirties related really- and when we do searches for the thirties, invariably there’s a Buzzfeed list or two right on Google’s front page. So today I read through a Buzzfeed article titled “27 Underrated Things About Being In Your Thirties.”

As I read through a list of statements and memes capturing those statements, I started to feel more and more confused and anxious..mainly because everything seemed so perfectly tied with a big red bow, and my life didn’t seem to be where it should be compared to the list. My god, it’s Buzzfeed! BUZZFEED! Buzzfeed shouldn’t make you upset!  But yet, dammit, it did.

And it wasn’t just me! The comments below were achingly funny and painful..starting with someone saying, “This made me feel a whole lot worse about my life.” Which was followed up by 186 likes and a whole lot of agreement, including “You are not alone, friend. I’m really depressed now about everything every other 30-something is having/doing that I’m not” and “I’m 40, and most of this just made me want to crawl into a hole and die.”

So below are some of the statements that stuck out at me. Try not to want to crawl into a hole and die. You’re not alone, friend 🙂

3. Chances are that you’re making more money now.

anigif_enhanced-buzz-9175-1373499875-31

I’m making more money now, yes, but I know a lot of people who aren’t, and this statement still made me nail-bitingly nervous.

4. Which means you can afford actual furniture that’s not from Ikea.

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What? ALL my furniture is from Ikea! Ikea is AWESOME! (Ok, IKEA isn’t awesome, but it is frigging CHEAP!) And what is that Soho loft pictured above with the vintage-chic walls and exposed brick? I mean, come on now!

8. You give zero fucks, so you dance however you want!

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Umm…not yet at that ZERO fucks stage…maybe LESS fucks? And me dancing however I want wouldn’t be good for anyone..

10. At work, you’re not some assistant bitch anymore, you’re a BOSS.

anigif_enhanced-buzz-18633-1373493811-29

 

Though I know people who’ve climbed the career ladder and match this description..I also know lots of people who are assistants, or who still aren’t sure about their career yet.. I am not necessarily a BOSS, though I am self-employed, so maybe this fits me more than I believe..I can play around with it..

12. Any dating you do is less messy, because you know what you want and you demand it.

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Umm, no?

13. And you wind up in much healthier relationships.

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Hmm…this one just feels presumptuous. Also, this is such a random photo! You think it’s the author? Are these people two random celebrities I don’t recognize?

17. You’ve found a group of friends who are the most amazing people you’ve ever met.

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Also a random photo. And I think the author got this idea from a Sex and the City binge…in fact, this photo should’ve been Samantha and Charlotte and Carrie and Miranda. The thirties are where I hear the most gripes about LACK of friendship. People are all like ‘where have my friends gone??’ Umm, babies, marriage, moving, high-stress jobs, people giving ZERO fucks…these things steal friends…

24. You’re no longer afraid of change…

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Damn it, change is STILL the the boogeyman in the closet for me! The people who aren’t scared of change don’t know the horrors of when it jumps out and grabs you! It’s so big and bad and mean sometimes…

I’m only sort of kidding here… but change still = mucho scary.

But all jokes aside, when it comes to figuring out what the thirties are to you, I want to just say: Beware of Buzzfeed lists! And stereotypes! And bragging disguised as positivity! And funny memes that are actually bragging disguised as positivity hidden in sadness wrapped in stereotype! (As fun as they may sometimes be.)

How to Be Away From Home For The Holidays

I was away from my family this Thanksgiving…and the last one too.

Then last Christmas was spent at an airport, watching people with large wrapped gifts excitedly take the cheapest flight to see their families, while I headed away from mine. And last Valentines Day night consisted of 2000 miles between me and my boyfriend at the time- he spent the night with cocktails in New York, I spent it with a rather large plate of Mexican food in Spokane, Washington. New Years Eve went down working a tradeshow in Indianapolis.

Valentines Day with some Spokane Washington style Mexican rice

Valentines Day with some Spokane Washington style Mexican rice

My brother’s birthday, my dad’s birthday, my own birthday, my best friend’s birthday- I was away for them all. I had to turn down work a year in advance in order to make it to a friend’s wedding.

My job takes me all over the United States, and I love it. But more and more, the work falls on holidays. It can be isolating to be away from family during Thanksgiving or Christmas or both….these are holidays all about family and it’s sad to shake the tradition. Holidays break up the year into familiar pieces… Christmas spent at grandma’s, Thanksgiving spent with parents, New Years Eve with friends. It’s jarring to realize that I can’t rely on that anymore.

Last year, I cried when I realized I’d be working away from home on Christmas and Thanksgiving. My family was really upset. My friends and boyfriend at the time were disappointed. I felt like I’d let all my favorite people down.

But I couldn’t let myself down. I needed to work. So I got through the holidays as best I could. I had a mock Thanksgiving with friends days before I left for Phoenix, Arizona. I took the latest flight out on Christmas day in order to have Christmas ‘brunch’ at my parents house before having to run. I celebrated New Years Eve back in New York weeks after the actual day. There was a lot of rescheduling, shifting of holiday dates, and apologies…a lot of celebrations with coworkers in cities far away from home.

Does it get easier to be away from home for the holidays? Yes and no. I feel more comfortable with it this year, but it’s still trying. If you end up being away from family for the holidays due to work, financial obligations, scheduling, or otherwise, here are some strategies I’ve used to help get through it:

  • Reschedule the holiday for when you can be with your family, don’t skip it if you can- you’d be surprised how Thanksgiving can still be fun in December.
  • Celebrate the holiday twice- if you’re away from home with friends, roommates, or coworkers, celebrate with them as best you can the day of. Try not to be alone on the holiday- it can be depressing. Ask around- there are lots of other people who can’t make it home and celebrate the holidays with friends and/or coworkers
  • Know you’re not alone- even though it seems like everyone’s with family for the holidays, lots of people can’t make it home.

The holidays can become even more important to you when you don’t take them for granted. Being away from home for the holidays really makes me appreciate the time I have with my family, and makes me love the holiday season even more.

New Years Eve in Indianapolis with my coworkers ended up being pretty awesome.

New Years Eve in Indianapolis with my coworkers ended up being pretty fun after all.

Advice for Turning 30

So, as you may remember from an earlier post, Laura and I both love the Ask Polly advice column on NYmag.com. Reading her posts is like talking to a deep, funny, older sister who’s an incredible listener and has soul-stirring, almost life-changing advice. Once you start reading her columns, you can see how easy it is to get obsessed.

The real “Polly” behind the awesome advice is the writer Heather Havrilesky. She’s also a columnist for Bookforum, writes for the New York Times Magazine, and was Salon’s TV critic for 7 years. In 2011, she wrote a memoir titled “Disaster Preparedness,” which I just ordered on Amazon.

She recently did an AMA on Reddit. For those of you that don’t know what that is, AMA stands for “Ask Me Anything,” and basically, Reddit invites well-known folks and experts on topics to have a dialogue with users on the site. Users can ask a question and the guest can choose which questions to answer. What I love about AMA’s on Reddit is that they tend to be more off-the-cuff, relaxed than interviews.

When I read through the AMA recently, I saw that she had some AMAZING advice for a woman turning thirty. The woman was basically saying she’s having an existential crisis about turning 30 and not being where she thought she’d be in her life. As usual, ‘Polly’ had some lovely words of wisdom to share.

Well, I’m definitely better at the long-winded response that I can think about for hours than I am at firing off quick advice. But I will say that turning 30 can be insanely tough, particularly for women. I think this is mostly true because when you’re young, you think “30” means “settled” or even “successful.” It’s pretty absurd to believe that, but many of us in our late 20s believe that if we’re still lost, that means we’re doomed to be huge losers for the rest of our lives.

But life doesn’t work that way. It’s not like musical chairs, where the music turns off and you’re screwed if you can’t find a chair. Paying too much attention to big turning points and numbers and landmarks is always a bad idea. All you can do is be very clear about what you want in your life, and take tiny steps every day to get there. Sometimes a tiny step is just reading a great book or vowing not to think negative thoughts first thing in the morning. I think I’ve taken a million different tiny steps along the way, and I’m still constantly readjusting my life so that I’m living in a way that’s true to what I believe and true to what I want for myself. It’s healthy to keep looking closely at what you want and to keep recalibrating, past 30 to 40 and 50 and 60 and beyond.

I love that she says life is not like musical chairs! Isn’t that a perfect way to describe what it feels like to be a little lost in your thirties? That somehow you haven’t found the answer when everyone else seemingly has.

I also love that she says paying too much attention to “big turning points and numbers and landmarks is always a bad idea.” So true. For me, I want my decisions to marry, have children, buy real estate, etc. to all feel organic.

Hope you enjoyed this food for the sometimes-angsty thirty-something mind.

Salary Calculator- Are You Getting Paid Your Worth? (And the Recent Tech Internship Salary Explosion)

Salary Calculator- Are You Getting Paid Your Worth? (And the Recent Tech Internship Salary Explosion)

Have you researched your salary compared with others in your industry?

If you haven’t, perhaps it’s time to make sure you’re getting paid what you deserve.

I’m self-employed, and I work in an industry (event and promotional marketing) where payment can fluctuate. I’ve been in this industry for a long time (more than 10 years) and I’m extremely experienced and good at what I do. I know the standard payment for events and the minimum payment that I will accept. However, everyone working in the industry has to demand to be paid what they’re worth, or the whole industry’s base payments can go down.

For example, let’s say that I usually work an event that pays $45 an hour. If next year that event suddenly starts paying $17 an dollar, I know my bottom line, and I will refuse to work it.

Now, since I refuse to work that event, a few scenarios can unfold:

1. The booking agency can call me and ask why I won’t work the event again this year, in which case I will explain why I’m not working, and we can potentially negotiate the pay close to or back to what it was.

2. The booking agency can hire someone else who will work for $17 an hour who is inexperienced and bad at the job.

3. The booking agency can hire someone else who will work for $17 an hour who is experienced and good at the job.

The first scenario is good- I have helped maintain what has been the industry standard (or even helped increase it!), and I have negotiated for what I’m worth instead of lowering my standards.

The second scenario is mediocre- if the booking agency hires someone who is bad at the job, the client will probably get upset. The agency will then potentially up the payment next time in order to hire the best workers in the industry. Sometimes the agency still won’t pay, and will just lower standards altogether, even if the client isn’t happy…this will eventually lead to the agency getting fired.

The third scenario is what causes problems- if someone experienced and good at their job accepts payment below industry standard, they will LOWER industry standard for the everyone involved! After all, if Amazon pays great computer programmers 250K a year, but start finding loads of just as great programmers who happily accept 30K a year, the salaries for all Amazon programmers will begin to decrease.

I have an accountant friend who recently figured out that the salary of her colleague DOING THE EXACT SAME JOB with WAY LESS EXPERIENCE was making 30K more than her a year! My friend only figured it out after accidentally seeing her colleague’s paystub. She didn’t realize how much money she could’ve been making, and therefore didn’t negotiate a pay raise.

I’ve known lots of interns who are working their butts off for various companies and making ZERO dollars. The other day, a woman named Jessica Shu posted a list of tech intern salaries in a group called Hackathon Hackers. The list promptly went viral. I’ve included it below:

intern salaries

Dear god!!! That’s some crazy money!

But- it’s great that interns are getting paid! They should be!!! I mean, this kind of internship money blows my mind- but it’s especially insane compared to those interns getting paid $0. ESPECIALLY if you’re an intern in the tech industry getting paid $0 – imagine seeing these numbers and realizing you’re likely getting screwed!

Know your worth…and don’t accept less! (And perhaps consider going into tech…) 😉

If you want to learn more about these numbers, lots of articles from major news sources have been written on the tech internship salaries in the last few days. See here and here and here. And don’t get down about it- just keep working to elevate yourself in your industry, know your industry salary standard, and demand the pay you deserve! You’re worth it!

The Secret Lives of Your Friends – Their Jobs

How much do you know about the nitty gritty of what your friends do at work? When you think about it, this is where your friends spend most of their waking hours. And it’s funny how we probably don’t know much about what compromises their days. Phone calls, meetings, emailing, all of that stuff, sure. But what aspect of their job do they love the most? What gets them excited to get through the day?

When we first graduated college, office jobs were something of a novelty, and I remember emailing my friends several times a day with updates from cubicle-land. “I just got inter-officed an envelope. Awesome.” “OMG, my boss is crazy.” “Ughhhh….so bored right now. Need a coffee.”

But as we inched into our late twenties and early 30’s, the emails stopped as we became more focused and dedicated to our work. Now, while I know my friends’ job titles, I don’t know the specifics of their day. I love specifics. Call me nosy, but I want to know what a typical hour of their day looks like.

Well today I got to visit Laura at work and see what her job is like. She was visiting Southern California, where she was working as a Product Specialist for Ford Motors at the LA Auto Show. Laura’s job is a mixture of marketing and sales and it was pretty fascinating to see her in action. She travels across the country, presenting the new products to consumers. She’s interacting with consumers all day and getting sales leads. It’s also exciting to see what a non-office job really looks like. I think it’s pretty great that she doesn’t have to sit tied to a computer screen all day.

Here’s some pictures from my visit today.

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Laura and I in the crazy big Ford truck. Not sure which one this was.

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My dude, Me and Laura in front of the underside of a Ford Mustang