The Anti-Budget Budget In Your Thirties

Although Jane and I both very recently wrote articles about how we’ve been tracking every dollar we spend lately, (check out Jane’s Budgeting article Saving Money Like You’re In the Depression Era and my budgeting article How Tracking Money is Like Weighing Yourself), I want to write here about a way to possibly not track your money at all.

This is kind of the method I was unofficially using before I started tracking every dollar this past month using the Goodbudget app. The method involves taking a savings percentage off the top of your income before you spend any of your money on anything else. The word “savings” is general and can include any of the below:

Contributions to an Emergency Fund

-Contributions to any savings account

-Contributions to a retirement account – such as a 401K, an IRA, or a Roth IRA.

-Paying down any debt- such as a student loan, a credit card, or accelerating your mortgage payments.

-Contributions to your child’s college fund- such as a 529 Plan.

So here’s how to live the anti-budget life:

  1. The second you get paid, decide on a percentage of your income to contribute towards savings.

2. If you never save anything, you can start with as little as 1% to save. The way to figure this out is to simply knock 2 zeros off the amount. So if you get paid $2000 biweekly, contribute $20 every time you get paid. Make $1000 biweekly, contribute $10 every time you get paid.

3. If you’ve been saving already, for retirement, for a house, to pay down credit card debt, to have a good emergency fund- saving for anything really- then you can easily incorporate this tactic to make saving money even easier. Whenever you make any money, save a certain percentage towards any and all of your goals. I usually do it this way- the second I get paid, I put 10 percent towards my emergency fund, 10 percent towards retirement, and 10 percent towards throwing extra money at my student loans.

With this tactic, you can then try not budgeting the rest but instead spend it comfortably knowing that you’ve already saved what you needed to.

Of course, you’ll need to make sure your bills, like rent and utilities, are paid before you spend the rest freely, but you will still be able to spend without budgeting every  dollar.

Check out another anti-budget budget article by the awesome finance blogger and podcaster Paula Pant of Afford Anything- she lives by this strategy and goes into immense detail about it in The Easiest Budget to Follow- Shockingly Simple.

Give this strategy a try, especially if you hate budgets, and let us know how it works for you! It’s nice and simple!

 

When Things Feel Uncomfortable or A Shock of Cold Water in Your Thirties

Yesterday I was at the beach for the first time this year. It was a beautiful day and the sun and sand were both feeling glorious on my skin.

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My friend Zach and I went to Brighton Beach in Brooklyn for the day. Zach loves both swimming and cold water so one of the first things he wanted to do was go into the ocean. At first I didn’t want to follow him- I’ve been to this beach before but hate cold water and am not a big city ocean swimmer. And the New York City waters are not known for their tropical climates.

But I decided to at least put my feet in and followed Zach into the surf. Right away, the frigid cold stung my feet, and I didn’t go any further. “It’s freezing!!!” I screamed, but he assured me that I’d get used to it. I didn’t believe him, but I wanted to continue our previous conversation, so I stayed with my feet in the water. Before long, the water felt body temperature and then downright warm on my feet. I was sure I had teleported to Miami. Soon I was stomach deep in the water and happily frolicking around.

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Now, I’m convinced the water was two different temperatures from the start to the finish. How did something so unbearable transform into something so great? And I’m thinking this happens in life all the time.. when you’re at the beginning of something new, even a new feeling, it can sting and feel completely uncomfortable, even intolerable. So you leave before you experience a change.

But sometimes the gentle reassurance of a friend or a family member invites us to stick with something that at first feels unwelcome or too hard. Occasionally the distraction of good company can take us away from our old habits enough to welcome change. How many times have we instinctually run from something that might have turned out to be lovely?

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Does Getting Older Make You Like Romantic Comedies Less?

I saw Notting Hill a few days ago for the first time and I didn’t like it. To be fair, I was working on something on my computer at the same time so wasn’t giving it my absolute undivided attention, but I figured with a romantic comedy like Notting Hill, I probably wouldn’t need to. But maybe I actually did need to.

When I went through the online lists of everyone’s favorite romantic comedies, Notting Hill was on every list. I used to love romantic comedies but hadn’t watched many in awhile so I thought I’d get caught up this summer. Yet, everything about Notting Hill bothered me.

In a nutshell, Notting Hill is about an extremely famous actress played by Julia Roberts who walks into a bookstore in -gasp!- in Notting Hill and ends up meeting the owner of the store- a shy, very bookish (of course) and very single beta male played by Hugh Grant. They would have had a brief encounter and then would have never met again except that Hugh Grant’s character- by insane coincidence- literally runs into Julia’s character the next day and spills orange juice on her blouse, forcing her to go to his apt to change shirts. Thus begins their love story, with a first surprise kiss at his apt.

I don’t know why I found this whole tale so hard to swallow, or at least why it annoyed me so much. Many things about the movie bothered me that I don’t think would’ve bothered me in the past. The biggest issue I had was this:

Julia Roberts’ famous actress character pursued Hugh Grant’ character almost THE ENTIRE TIME. That’s why I called Hugh Grant’s character a beta male earlier- he never really took initiative to pursue her until the absolute very end. First of all, I don’t really believe this- the famous actress goes completely out of her way to pursue the bookish bookstore owner who doesn’t seem that into her? Also, I just can’t see this working in real life- is Julia going to mainly pursue him the entire relationship? Is Hugh ever going to take action? Especially if he couldn’t even take action most of the movie when a famous and funny and beautiful actress makes it ridiculously clear how into him she is. She even says one of the most famous lines in movie history to him:

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“I’m just a girl, standing in front of a boy, asking him to love her”…Swoon…

But Hugh still rejects Julia! To be fair, he’s hot. Maybe you get a pass if you’re hot. I guess he can meet anyone he wants even though he doesn’t seem to want to date and seems to prefer reading books to getting on Tinder. And it’s 1999 so he doesn’t have access to Tinder, to be fair.

But Julia is hot too. And famous. She can also presumably have anyone she wants. Maybe she only wants what she can’t have? Okay I guess I can understand that. Dammit, the ultimate quandary of women everywhere- wanting what we can’t have. Don’t we all, Julia. Don’t we all.

Also, another annoying moment occurs where Hugh’s sister suddenly announces to her family and friends that she’s getting married- even though she’s single and hasn’t been dating anybody. Everyone is shocked and no one can figure out what’s going on. But then the sister leans over and whispers to Hugh’s roommate (who has otherwise been shown in the movie as an annoying drunk nutcase who wanders outside in his underwear) that she has picked him to marry. He bravely says okay. This could be cute if it didn’t seem like the relationship would end so badly in the long run. It would start off as another case of the woman taking complete initiative and then would more than likely be that way the entire marriage…which might not last that long at that rate. Because in this case the future groom doesn’t have the ability to take care of himself never mind the ability to be in a long term relationship with another person.

Could my analysis of this movie be way too harsh? Am I just more into fairness in relationships now that I’m older? Am I cynical because of all my past relationships? Am I too aware of red flags..so now seeing them, even in romantic comedies, causes me to squirm? (and not in a good way)? Could these be the main issues I’m having with Notting Hill? …None of this actually being the fault of the movie?

Come to think of it, while I was writing this blogpost, I actually felt tempted to rewatch Notting Hill, even though I just saw it a few days ago. I remember some of the funnier moments now that most of my annoyance and cynicism is out of my system. Notting Hill has been growing on me with time and a bit of distance- and I think some distance and possibly a healthy love of escapism are what’s needed for movies like this to work. You see, I really do like romantic comedies.

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Le sigh

 

 

Social Media and sometimes FOMO in your Thirties

I have a love/dislike (hate is too strong a word) relationship with Social Media. There are many reasons for this, some simply to do with concentrating on better ways to spend my time. But the biggest reason for my discomfort with social media is that it can occasionally make me feel really bad about myself.

The badness I feel from social media is a strange type of vexation- it comes and goes. When I go through social media ‘feel good’ periods, I can actually remain in a peaceful fun stretch for quite awhile. I understand the points of connection and sharing that are at the core of Facebook or Snapchat. I even feel connected. I feel looped in. I enjoy sharing. I enjoy commenting. I feel like An Important Part of Something Big. And I actually really like social media at these times.

But then there are the FOMO periods. These periods can happen at two very opposite times for me: 1.During times when I’m using social media a lot. 2. During times when I’m using social media not a lot ..but am thinking about it.

FOMO, for those of you who haven’t heard of it, stands for Fear of Missing Out, and I think social media taps into this inner fear more than anything else I’ve ever known. FOMO occurs from social media because people are sharing the polished, highlight reels of their lives and not necessarily what’s actually happening- so everything looks pretty good from an outsiders view. People rarely share worries about their relationships, career fears, family drama, fallouts with friends, financial struggles and the like. Social Media is full of platitudes, photos of cute kids, congratulations on new jobs, sunny visits to the beach, diamond engagement rings, delicious food with friends, and more happy times.

Honestly, that’s okay. That’s what social media is here to do for the most part- enable people to share great parts of their lives. Super depressing happenings usually come off as weird on a news feed and people understand that. I don’t necessarily want to read about tons of negative happenings either.

Yet, even being aware of the highlight reel nature of the beast can’t stop FOMO from coming. There’s a certain discouragement I can feel when scrolling a Facebook feed, especially if I’m already feeling not so great. I can get extra down on myself. Why am I not as happy as I can be right now? My friends seem so happy. Everyone is so busy doing social things- they’re all together- am I being antisocial? Oh god, I don’t use Snapchat enough. Everyone is having fun. Why can’t I get into Instagram? Why don’t I have 6 pack abs? I need to take gym selfies or no one will know I went to the gym! I need to use social media or no one will know I exist!! IF I DONT WRITE ABOUT IT ON SOCIAL MEDIA, DID IT EVEN REALLY HAPPEN??

Even though my mind knows most of these thoughts are extremely silly, the feelings come anyway. I’m bombarded with feels as I’m bombarded with feeds. Some of these thoughts are a mild exaggeration, but you may recognize others in yourself.

Some people don’t go through FOMO at all- I have a few extremely extroverted friends who remain in love with their Snapchat stories and Facebook feeds, and never seem jealous or sad about the whole thing. But this post is for the people who do have this kind of anxiety, or even occasionally do. You’re not alone. And you’re not missing out either.

I don’t have an answer for social media induced FOMO except to take breaks from the newsfeed and stories from time to time. But in my moments of greatest clarity I know that the only fear of missing out I should have is of the present moment. And the most important place to be, no matter what others are up to, is always where I am now.

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The Worthiness of Sleep

Lately I’ve been averaging around 8.5 hours of sleep a night and it’s been pretty glorious. This much sleep mainly happens because things slow down for me in the summer and I’m able to adapt my schedule to the way my natural rhythms are- I love to go to sleep around 1:30am and wake up around 10. I actually enjoy having a more leisurely morning and then really getting going on work later in the day and into the night. That works great for me. However, this schedule doesn’t go well with the structure of society today.

Not only is our society not for night owls, it’s also not for sleeping ‘extra’ hours. Today, you’re considered a ‘hero’ for sleeping less and working more. You can brag to all your ‘lazier’ friends about being so busy you had no time to sleep. Workaholism is an esteemed trait nowadays. Yet, I wonder if we might be able to do better work and bring better creations to the world if we’re better rested.

Lately, more and more awareness about the value of sleep seems to be coming to light. Arianna Huffington recently wrote about our sleep deprivation culture in her book The Sleep Revolution. I have not yet read it but I really want to. Just the other day, a blogger and thought leader that I really like, Marie Forleo, sent an email newsletter about the book including an interview with Arianna Huffington. Then, a bit later, a friend of mine forwarded me that same newsletter- so the importance of sleep has been a recurring theme lately.

Here’s a quote from the summary of the book on Amazon:

“In The Sleep Revolution, Arianna shows how our cultural dismissal of sleep as time wasted compromises our health and our decision-making and undermines our work lives, our personal lives — and even our sex lives. She explores all the latest science on what exactly is going on while we sleep and dream.  She takes on the dangerous sleeping pill industry, and all the ways our addiction to technology disrupts our sleep. She also offers a range of recommendations and tips from leading scientists on how we can get better and more restorative sleep, and harness its incredible power.”

I’ll write more reminders on the importance of sleep in future blogposts because I know that our busy world can get in the way of us ever prioritizing  having a long, restful night. When you can, try to congratulate yourself when you get more sleep and not yell at yourself for it. You’re benefitting everything else you do by sleeping more! And of course, don’t beat yourself up if you’re at a time in your life when you can’t get the amount of sleep you desire. After all, it’s not worth losing sleep over!

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How Tracking Money Is Like Weighing Yourself

Recently, I’ve gotten in the habit of tracking every single dollar I spend. Jane, in her last money post, Saving Money Like You’re In the Depression Era, just wrote about tracking all of her money, bit by bit. As we’ve always suspected, Jane and I must have a psychic connection because I had just started doing the same thing with my money.

The reason it’s amazing that we both started tracking money at the same time is because we have been adamant about NOT tracking money in the past. It made both of us extremely nervous to track money- we always felt like we were frugal enough and that tracking every dollar stopped us from enjoying the tiny indulgences in life.

I began tracking money because I realized that my dollars were disappearing faster than I’d like. I’m an extremely frugal person, so money mysteriously disappearing irritated me greatly. Since I don’t make a budget from month to month, I rely on my frugality alone to keep me in check. Since that didn’t seem to be working anymore, I went over my credit card statements and was amazed to see that so many little tiny $4.00 or $6.00 purchases had added up. In some cases tiny purchases had added up to hundreds of dollars!

I had attempted to track my spending a few times in the past (giving up after maybe 2 days) and those times I’d used pen and paper to write down whenever I bought something. That wasn’t the best option for me because I’d lose the paper I wrote the expenditures on, so this time I downloaded two money tracking apps- things are easier to keep control of electronically. After playing with both apps, I really started using and enjoying this one called Goodbudget. It’s free in the App Store (and probably the Android Google Play store too). The app is great because it’s simple and it allows me to make categories of spending so I can see where I’m spending the bulk of my money. Whenever I buy something that doesn’t fit into my previous categories, I simply add a new category.

With my trusty new money tracking app, Goodbudget, I’ve succeeded in tracking every dollar of my money for a few weeks now. That’s a record for me! And what’s really interesting is that I spend less money because I’m more aware of my money being spent..and it kind of bothers me to see the amount of money I’m spending go up uncomfortably high right in front of my face. So I question some tiny purchases (a latte here or there, a new shirt, however affordable), that I would’ve otherwise barely thought twice about if I hadn’t been keeping my monthly expenditure right in front of me. Now I know how quickly small costs can add up.

I always hated weighing myself too, because the scale made me nervous and anxious in the past, but I’ve found that it really does help me to have a number in front of my face to keep me accountable.

If you haven’t tried budgeting apps- even if just to write down all your purchases the way I have- I recommend giving one of them (such as Goodbudget) a try. Even if you’re frugal, you may be spending more money than you realize. And when you stop spending money mindlessly on things, you’ll have more of it to spend on the tiny luxuries you actually love.

 

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Your Thirties and the Issue with Alcohol Tolerance

Remember those college days where you were able to drink at least 10 different drinks until 3 in the morning, fall asleep (pass out), and then wake up in the morning (or afternoon) feeling refreshed? And even those nights in your 20’s when you could have 6 or 7 beers and then wake up and go to work the next day?

Maybe some of you can still do these things relatively unscathed, but for me and many people I know, those kinds of pay-no-penalty nights are gone.

A lot of my friends have been bringing this up lately- the alcohol topic just seems to keep repeating. At first I thought it was just me who was waking up 5 hours after a night of drinking with a quickly beating heart and a strange sense of dread. But then I started hearing the same thing every time I went out with a friend: “I can’t drink as much as I used to.” Or “my tolerance has decreased,” or even “my tolerance has increased and I don’t get drunk anymore- I just get majorly hungover.” Or simply “I now know my limits more..and they’re lower than they used to be.

At first I was convinced that this was all psychosomatic. So many people convince themselves that they feel old because they’re getting older number-wise- but it doesn’t have to be this way. Hell, that’s one of the big reasons we started this blog. But I looked up this drinking in your thirties issue, and almost every article I read said that the lowered tolerance was a real thing.

Here’s a funny one: http://distractify.com/humor/2016/01/27/harris-says-no-more-keg-stands

And here’s one saying how it can get even worse in your 40s: http://www.wsj.com/articles/SB10001424052702304439804579205913000870266

And there are a lot more if you look up “drinking tolerance in your thirties.”

So, okay, maybe less alcohol drinking will have to happen in our thirties. But that doesn’t mean cutting alcohol out entirely if you don’t want to. It just means prioritizing feeling good over a bender of a night. It means knowing yourself better and knowing your limits better. And knowing that having a glass or two of wine from time to time (if you like that) probably won’t hurt you. Just own the way your body works in your thirties- take care of yourself and enjoy a more sophisticated life. After all, you’re an adult now.

Crazy, right?

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The Happy And Maybe Sad of Independence

Happy Indepence Day to all Americans reading this! And I hope everyone else reading still enjoyed a nice summer Monday today.

I’ve been thinking a lot about Independence lately- what it means and what to do with it. As I get older, and more summers go by, the realization of how independence works gets clearer. As kids, we had to live in a certain place, and eat certain things, and be around certain people. We had to do our homework and study very particular things and choose from a specific assortment of extracurricular activities. Now, in our thirties, we are truly not held back by anything. Our liberation is a strange realization to process at first because we tell ourselves that we have only a few choices when in fact we have many, many more.

Summer is the time I really think about my choices and options because I have more time to process. My job is less structured in the summer and I don’t travel for work again until fall. I could spend my summer solely watching tv, or spend it working on a new project. I could travel in the summer, or spend my time staycationing in NYC. I can say ‘I’m bored’ and do nothing at home or I can learn to sing again from YouTube videos, or sit and paint. There are so many options.

But these are only the simple options. I can also question why I live in New York (I can live anywhere in the country as my work is all travel based). I can also question my job itself- I can choose to apply for other jobs. I can go into a completely different line of work. I can dye my hair purple. I can get a dog. I can get on a plane to India. I can party all night. I can eat Cheetos day and night. I can never exercise again. I can exercise all day long. Some options seem insane, but they’re still options nonetheless.

There are just so many options- and it’s great but it can also be scary. Sometimes when there’s lots of open time ahead, I get scared because I want to use the time well. This fear can lead to sadness- I’ve felt bad in the past when there’s empty time, because time leads to options and options lead to dealing with choices. And it can be scary to realize how much independence I actually have.

However, when the reins are grabbed, and I seize the wonderful power of independence and options, there’s nothing more incredible. When I can enjoy my time, own my choices, and make my days truly mine, my joy is unmatchable. All the ‘busyness’ that’s used as a coverup for being afraid of facing ownership of my life can’t match independence.

So enjoy the summer and any time off. Allow yourself to own your time and don’t hide behind ‘being so busy’ with bs time- stealing tasks. Don’t just sit around being bored. If you have time to relax, own the relaxation. Make your own choices and bask in the joy of them. Celebrate! You are independent!

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Must Do’s For a Two Week Japan Trip

A lot of blogs inspired me when I went to Japan. I love reading the opinions of fellow bloggers even more than professional travel guidebooks, because I feel like I get a deeper view into what it actually feels like to go to a place. This post, and possibly another one or two afterward, will be more travel guide than thirties related, but they’re my way of paying it forward. Feel free to skip around if this  isn’t useful to you right now.

So firstly, when planning this trip, I started my research from the outside in- that is, I started with the big picture and then worked with details later. So I recommend starting with:

  1. Research the best times to go to Japan

Japan has basically the same seasons as the US- with winter, spring, summer and fall happening the same way as they do in my hometown. HOWEVER, Japan has a rainy season in mid-June and July which I made sure to avoid, and also the summers there are known to be unbearably hot and humid- in a place not very famous for their ACs. So I wanted to avoid most summer months- BUT if you want to climb Mt Fuji, you’ll only be able to do so in the summer months, with August being the best time. During other seasons the Mt Fuji summit is closed- as it was when I went.

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Mt Fuji’s summit was blocked off but we went up as far as we could


Also, in winter, I’ve read many accounts from bloggers who said that they were freezing in the Airbnbs they stayed at. A lot of Japanese homes get cold in winter and are heated with space heaters, which may or may not be good enough. Bloggers had reported especially freezing temperatures inside the Buddhist temples they stayed at in Koyasan. And since my biggest plan other than to see Tokyo was do stay overnight at a temple, I didn’t want to be freezing.

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My beautiful bedroom in the temple in Koyasan

Fall is an especially popular time to go to Japan to see the famous Cherry Blossoms. I’m sure Japan is beautiful then, but spring was great too. Spring was perfect for me.

2. Figure out how long you will be in Japan in order to make a plan for your trip.

I knew I was going to be in Japan for two weeks, so I actually researched specific two week itineraries laid out by other bloggers. A one week itinerary has a very different schedule than a month itinerary.

3. Look into the itineraries you find and research the places in Japan where different people choose to go, in order to figure out what you really want to see.

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I really wanted to see this guy.

Many people were super into seeing hundreds of temples. Some people loved camping and outdoorsy adventure. Some people really cared about the history of feudal Japan. I’m not really into any of those things, so I took that heavily into consideration when planning where to go in Japan. I love cities, so I wanted more days in Tokyo. Staying overnight in a meditative Buddhist temple sounded like a dream to me, so I prioritized that and found the absolute best city for it- Koyasan. Every single blogger and friend told me Kyoto was amazing and beautiful and peaceful and needed extra days so I made sure to give Kyoto the space in my itinerary that it needed. My itinerary ended up fitting my tastes perfectly. You would make yours differently.

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Ginza at night

4. I used an amazing train pass called the JAPAN RAIL PASS to get around (you must purchase this in your own country before you go to Japan!!), and a SUICA card which works for the subways in ALL the cities in the country (get this in Japan at the train station)

The SUICA card even had my name on it!

The SUICA card even had my name on it!

This train pass probably saved me hundreds of dollars. It allowed me unlimited rail travel around Japan for two weeks. It didn’t cover all the local subways in the cities but it surprisingly covered a lot of those too! In Tokyo I used the Rail Pass to take the subway for free all the time. In Kyoto and Osaka I could sometimes use it for subways too! Sooooo worth it, mainly if you’re not JUST staying in one city in Japan. If you want to move around Japan, it’s a must!

For the local subways, pick up a SUICA card in Japan. It can be used on any subway in the whole country! How’s that for efficiency?

5. I picked up a Pocket wifi at the airport

My Pocket Wifi was by far my most important tech tool in my Japan travel arsenal. For $85 total for two weeks, I had a hotspot that gave me unlimited data on both my phone and my laptop. I carried it with me at all times and it was absolutely amazing. I wouldn’t have been able to see so much (or blog so much) in Japan without it- I would have spent most of my time being lost. It was great for researching what to see while I was on the go, and for Google Maps and another amazing app called Hyperdia.

6. Download Hyperdia

Google Maps was pretty useful, but it was nothing without Hyperdia. Hyperdia is an app that’s like Google maps, but specifically for ALL the trains in Japan. It’s amazingly detailed, and will even tell you how much each route will cost. It goes together well with Google maps..I used Google maps more for walking directions and familiarity, and Hyperdia for extremely accurate specificity.

7. Keep your passport with you at all times

Its actually illegal not to have your passport on you when you’re in Japan. I was never stopped and asked for it, but you never know. Besides that, your passport will get a you a ‘foreigner’ discount at a lot of stores when you spend a certain amount of money. Also, Japan is SUPER SAFE- it’s quite possibly the safest country in the world- so don’t worry about your passport getting stolen. And if you lose it, someone will mail it to you. Seriously. It’s crazy how nice people are in Japan. The good kind of crazy.

8. You need cash

A really surprising fact about Japan is how cash-centric it is. Cash is truly king in Japan- it’s just expected that you will have cash. When restaurants or stores are cash only, they don’t always say it on their doors or menus- it’s a luxury when places take credit cards. Luckily, a few bloggers informed me of this before I left, so I made sure to exchange a bunch of yen at my local bank in America before my trip. Sometimes the atms in Japan don’t work for foreign debit cards, so I recommend exchanging cash before you go. Don’t worry about carrying lots of cash with you-  as I said before, Japan is extremely safe. Just don’t lose it cause even if people turn it in, cash doesn’t have your contact info on it.

Thats what I have so far. Feel free to write to me in the comments below if you have any questions. Hope you’re able to plan an amazing trip to the absolutely incredible country of Japan. You have some wonderful adventures ahead of you!

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One of the thousands of beautiful temples in the Kyoto area

 

 

 

 

Expensive Things Can Be Bought Cheaply in Your Thirties

I was laying on a loungechair at an Onsen in Japan the other day- an Onsen is a Japanese hotspring. It was a beautiful day out and I’d just come out of the Himalayan salt sauna next to me. I could feel the salt between my toes and the sun on my skin. My breathing came easily and deeply. I was about to jump into the open air hotspring in front of me. And I felt rich. And I thought “this is an amazingly expensive experience.” It was a funny thought to have because this particular beautiful onsen experience had cost me a grand total of 7 whole dollars.

Yep, the Onsen entry fee was a paltry 700 yen, which actually equates to a little less than 7 US dollars. And as I was laying there in the sun and basking in the spa-like experience, I kept thinking about how people want to have tons of money so that they could have experiences such as this, but this had cost me nearly nothing.

And this happens all the time. I sometimes have an amazing, brilliant meal somewhere that blows me away, and the whole thing has cost me a grand total of 10 dollars.

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Or I’m at a beautiful lake somewhere and the whole experience costs me a grand total of zero dollars plus $2.50 train fare.

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This isn’t just a Japan thing. Sometimes in America I’ll have a great super filling brunch for less than $15 complete with Bloody Mary and coffee.

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Sometimes I’ll be at an amazing five dollar yoga class in Bryant Park, or I’ll get a cheap massage in Queens that’s less than forty dollars for a whole hour- not hundreds.

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I’m not saying that having money isn’t important and that you don’t need a comfortable degree of money to live a happy life. Being worried about money is terrible- I know firsthand what that feels like and the stress that causes.

However, I don’t think you need to have tons of money to live the rich life you’d live if you did have tons of money. You can live it anyway at any income level- don’t equate expensive with value. Many things you’re waiting for the money to do aren’t as expensive as you think. The saying isn’t true- lots of things in life are free! Or at least pretty cheap. And they’re all around- just look for them.

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You Can Actually Do That Crazy Thing In Your Thirties

One of the biggest lessons I always learn when I’m doing something “crazy ” is that although it seems nuts at first, once I do it, I find it’s actually way more normal and doable than I’d previously thought.

Well, maybe the word ‘normal’ is an exaggeration, but the crazy things are definitely doable- a lot of times even easy! And there are others out there who are actually doing the same crazy things and will recognize you as kindred spirits.

My example right now is solo travel. People sometimes say to me, “you’re traveling alone?! That’s scary!” Or “are you lonely?” Or even, and especially back in the states, “why would you travel alone?”

But then I meet other solo travelers while I’m traveling, and I realize that that thing I’m doing that many people consider ‘crazy’ is actually nothing compared to how crazy it can get- I meet people doing 5 months of solo travel as opposed to my two weeks. I meet people doing world travel to indonesia, Berlin, Sri Lanka, America, and Japan, as opposed to my simple Japan trip.

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Very sweet German girl I met in Okunoshima who’s traveling around the world.

 

I saw an article on Facebook over a year ago about a random place called Rabbit Island. It seemed like the coolest place ever, but there are so many cool places in articles on Facebook that I didn’t really think much of it. Plus it was far- all the way in JAPAN.

Then when I started actually planning my ‘crazy’ Japan trip I remembered this rabbit island. But still, when I looked it up, it was super remote. Even the local Japanese barely knew of it. It seemed that almost no one had heard of this island and it was far from any well known area in Japan..like super duper far.

But you know what? I kept thinking about that island. It wouldn’t stop flitting across my mind. I love bunnies. Love love love them. And I thought about how much closer I’d be to that island once I was Japan than I’d ever be in America. So I made up my mind to do what it takes- what if I actually took the crazy long all day trip to go to this island?

And go I did. 8 hours of trains later I was in a heavenly fairytale of bunnies. And it was worth everything.

And people may look at you funny when you do things that they consider crazy, but keep going anyway. You’re probably not even being that crazy. And if you are actually doing something super duper outlandishly different, as long as you’re not hurting anyone, who cares? Good for you. There’s not much new under the sun anyway.

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People from around the world who I met at the bunny island! 

Working Easy In Your Thirties

Working Easy In Your Thirties

Everyone talks about working hard, but wouldn’t it be better to work easy?

I hate the idea that anything worth doing is hard to do- I think it puts us in the wrong state of mind to get great things done. The hard work mindset is based in tension and negativity. When I do ‘hard work’ I tense up and ‘buckle down.’ The anxiety that comes from this kind of work hard mindset is palpable.

Sometimes, when I allow myself to stay loose and take it easy, I actually get the most done. Occasionally, I will take a day off from my to do list, and plan nothing. It took effort to let go of my tension filled mile long to do list, but I managed somehow. I was talking to Jane about this a little while back and I remember telling her, “It’s crazy. On these ‘days off’ where I’ve made no plans except to relax, I end up getting a ridiculous amount done anyway. It’s weird- it’s almost effortless.” She then asked me how that happened and I didn’t know at the time.

But I know now.

It’s “working easy” – starting from a relaxed place and allowing things instead of forcing them.

Don’t get me wrong, “working hard” will also produce results. That’s why the idea of hard work is so prevalent. We feel we need to stress out and tense up and do difficult work in order to get things done. But what if we could get all the same things done anyway while not working hard at all? Wouldn’t that be nice?

It’s not just nice, it’s doable. We don’t have to stress out and exert so much painful effort in order to get things done. I promise. Start from an easy place. Let go of hard work. Go from there. And magic will occur.

I’m practicing this in Japan right now. I barely have an itinerary- I’ve just decided to relax and see what I see. And I’ve seen so much more than I could have planned, without much effort. I could be anxious and still see things, but it’s not necessary to stress out in order to see the world. It even works with this blog- I’m blissfully writing on the train from Kyoto to Osaka right now. It’s pretty chill. But it could have also been a tension filled item to check off my list.

Give it a try. Work easy. And see what happens.

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How to Travel Into the Unknown World In Your Thirties

I’m writing this from Tokyo. It’s officially 2:30 am here.

I say “officially” because I just came in on a flight (two flights) from New York, and in my mind it’s 1:30 pm, so things are a little messed up right now. I was able to sleep on the flight for 8 hours (amazingly), but I can probably still sleep again now, even though my body thinks it’s the afternoon. I’m pretty adaptable like that.

So I’ll keep this brief.

This trip is something I’ve been planning for a few months now, and I kind of can’t believe I’m here. Literally, my mind doesn’t feel like my body is here. It’s a flaw that I have that when good things happen to me, I sometimes can’t accept them. I’m working on that. Also, technology is so advanced now that I can connect to anyone through my computer in milliseconds and not be so far away. Well, I am far away, but it doesn’t FEEL like it. Of course, there’s that whole language barrier thing, but I didn’t have to deal with it much at the airport today- I’ll encounter that way more tomorrow when I journey outside into the unknown in daylight- so it doesn’t yet feel like language is an issue. The flight to Tokyo from Chicago was 13 hours, so I know I’m not in Kansas anymore, but sleeping through most of the trip made Tokyo feel like a hop, skip and jump away.

I spent the past few months kind of unsure about getting here. I’ve never been to Asia, and I haven’t gone on a big international trip for more than 6 years. And I certainly haven’t gone on a solo international trip before. It’s funny, the whole point of this trip was to go to this completely foreign country all alone and explore with no plan, and be free. But then, a bit before I left, I began to feel anxious about going alone and having no particular plan. I mean, I know where I’m staying and have a trip outline, and I’m meeting some people here and there, but I haven’t filled my days full of manic activity- I just kind of want to be solo in a foreign world.

However, even though I fly more than 50 times a year and I still felt mildly anxious leading up to this particular trip- so I know travel fear can happen to anyone. I think this kind of fear stems from fear of the unknown. I like feeling prepared, and my plan to let go of things and remain less planned out caused me anxiety. Worries popped up in my head about about not bringing the right items and forgetting something Very Important and not knowing the language and missing some Very Important Sightseeing Places. I worried about feeling judged for not seeing things that were Absolute Must Sees.

But you know what? None of that matters. I’m here. I made it. I took a 13 hour flight, plus a 2 hour one plus a layover. And no one who matters is judging me…except for myself- the harshest judge of all, of course. And all that ever mattered to me was to stay open and loving and in flow. I just wanted to let go and let life come in. So I’m damn well going to do that as best I can. And of course I’ll probably feel afraid again, and things might be weird and foreign sometimes. But I have to remember that it’s not about the plans or the places. It’s not about the Perfect Itinerary or the Perfect Day. It’s not about the Must Sees or Must Dos. It’s about being in this very different place at this very particular point in my life right this second. It’s about breathing the foreign Tokyo air into my lungs and seeing how it feels. It’s about going. It’s about staying. It’s about the new. It’s about this moment.

So don’t be afraid to travel. Don’t be afraid at all.  You may feel fear but it’s okay. Go anyway. Grab the moment. And let go of everything else.

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I have no idea what this subway sign means. But I like it.

Why Global Entry Will Rock Your Traveling World in Your Thirties

I’ve said it once and I’ll say it again: If you fly a good amount (more than 4 or 5 times a year) and don’t yet have Global Entry, apply right now!! It’s amazing, and will save you so much time and hassle at the airport. I promise you will love it.

I use my Global Entry everywhere I go, including domestic locations! It’s not just for global travel- having Global Entry INCLUDES having TSA Precheck!

Once again, because this is a major selling point for everyone, including myself- Global Entry INCLUDES TSA Precheck!!! This inclusion is a wonderful feature. TSA Precheck is $85 for 5 years, and Global Entry is $100 for 5 years. Here’s why Global Entry is a WAY better option than TSA precheck:

For $15 more TOTAL over the span of 5 years, with Global Entry you:

  • Will be able to go through the very fast and easy precheck line at security NINETY FIVE PERCENT of the time, versus sixty to seventy five percent of the time if you only have TSA Precheck.
  • Breeze through customs at almost any international airport on a special super short Global Entry line versus waiting forever in the customs line with TSA Precheck (because you don’t get any international perks with Precheck).
  • Get a government issued Global Entry ID card with your photo that you can use as your ID anywhere, especially at the airport. (It’s always nice to have an extra piece of government issued photo ID, plus, in my opinion, they treat you better at the airport when they see you have that special VIP card.)

When you have Global Entry and you go through the TSA precheck line, you:

  • Breeze through a faster security line and get to your gate faster!
  • Avoid those stupid millimeter wave machines where you have to put your arms up!(We don’t know what that radiation really does and I like avoiding it).
  • Leave your shoes on!
  • Leave your liquids in your bag!
  • Leave your computer in your bag!
  • Go without those silly plastic bins that are always missing! (at most airports)

Here’s how to apply for Global Entry. It’s very easy.

I swear I don’t work for them and am getting no ad money out of this. I wish. I just love my Global Entry so much.

Also, here’s another blogpost I wrote last year about Global Entry, in case you want more info: Why You Should Get Global Entry In Your Thirties.

Enjoy traveling like the rockstar that you are! And have fun!

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Line next to me in Vancouver airport without Global Entry

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My line in Vancouver airport. No one ahead of me and I waited only one minute 🙂

Happy Mothers Day!

First off, I want to say Happy Mothers Day to my amazing, beautiful mother! I love you so much!

Second of all, I want to acknowledge and give a shout out to all the mothers out there who are working hard to raise healthy, happy children. I know it’s a lot of work and can be more than a full time job.

In my thirties, I see more of my friends than ever becoming mothers. My Facebook page is in baby boom mode- it’s as if suddenly at least half of everyone I know is pregnant or raising a baby right now. Luckily, I’ve felt my tolerance towards and even love of baby photos on Facebook increase ten-fold from when I was in my twenties, so it’s good timing.

I’m just coming from visiting a friend of mine in North Carolina, where I was staying with her and her two and a half year old. I knew her way before she got pregnant and followed her journey through that and have watched her baby grow into an adorable, amazing toddler. I know how much her life has changed as a result of having a child. So many things have changed from the simple…
-We have to make sure restaurants are kid friendly if we take her child with us (booster seats, other parents who understand, easy to eat food.)
-Pushing a stroller can be an uphill battle (literally).
-Car seats take up lots of space
– Nap time in the house is quiet time for all of us (or else)
-Early bed times
-Early wake up times
-Way less alcohol

And then the complex:
-I asked her if she was going to visit New York this summer and it just made no sense and was to hard to visit with a two year old- even though she loves New York and used to always visit.
-She wants a house with a back yard and lots of space for her child- city living doesn’t work for her anymore.
-Her entire daytime routine is extremely structured in order to give her toddler specific structure (early wake up, grandma comes over, nap time, play time, early bedtime, etc).
-Kids need to be watched at almost all times. It can be a 24 hour job.

I give mothers everywhere extreme kudos for all the work they do and totally understand that being a mother is a full-time job that’s a lot of hard work with no pay (not in dollars, anyway). You lovely ladies deserve lots of love and kudos!

One last side note for all the amazing ladies reading this who’ve chosen not to have kids- your choice is so absolutely valid and I completely support that too! I have many friends who’ve made this choice and I fully support them. Not everyone wants kids, and that’s beyond okay! Have a great day anyway 🙂

I love you!

I love you!

Unwinding During the Busiest Times In Your Thirties

I’m just coming off of the busiest and most hectic time of year in my line of work. The auto show season has come to a close and many tradeshows I work with are popping up and winding down. Yet my mind still whirls. It’s hard to come down from both the highs and the lows of being extremely busy and mildly crazed.

I remember one tactic I used to have to handle work stress when I felt like I had no time to calm down was to try to find a small amount of time in the middle of the day- sometimes just 10 minutes- and let my mind go completely blank and peaceful. This wasn’t part of the standard meditations I do- it was a separate time or two during the day sometimes during a quick work break. I’d just take a “vacation” in the midst of the busyness. My mind would let go.

This practice has been too long forgotten from my days, but I thought of it again when I was having an anxious moment at the airport yesterday. I was thinking about all the tasks I had yet to do, even though there were less than usual. I hadn’t gotten enough sleep, and an annoying negative loop was playing in my head. And then I suddenly remembered my 10 minute “vacation” practice of thinking about nothing in the midst of stressful times. So I stared around the airport and said ‘screw all these tasks i’m thinking about. Screw them all.’ And I simply smiled and observed the terminal.

Nothing happened. The world didn’t end. I slept on the flight. The tasks happened later and it was no big deal. When you find yourself needing to feel tense and busy out of habit, try taking a ‘vacation’ from wherever you are. Say ‘screw it’ to all the tasks and worries in your mind for at least a few minutes and try to smile and simply go blank. Just observe.

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Don’t let the habit of feeling busy become a need. You never need to feel tense. Just let go.  It’ll get easier every time.